Thursday July 2, 2026
Access greater stop loss buying power while maintaining plan independence
Through the ASHHRA Preferred Partner Program (AP3), Lockton delivers disciplined underwriting strategy and coordinated group purchasing leverage to stabilize catastrophic claim exposure for self-funded healthcare organizations.
The ASHHRA Group Stop Loss Purchasing Arrangement for 2027
For self-funded healthcare organizations, stop loss has become one of the hardest lines in the budget to predict. Catastrophic claims are rising, $1M+ events are more frequent, and every renewal seems to bring tighter underwriting and higher premiums. When you negotiate as a single employer, carriers price you as exactly that: one risk pool, on your own.
The ASHHRA Group Stop Loss Purchasing Arrangement lets self-funded healthcare organizations pursue stop loss together, as a group, while keeping individual policies and individual plan design. The idea is simple: the terms you get depend on the demand you bring. By bringing healthcare organizations to the market as a group, the arrangement is built to apply real purchasing leverage, disciplined underwriting, and clinical claim oversight to a risk most employers face alone.
The arrangement is governed by ASHHRA and managed by Lockton, and it is open to any self-funded healthcare organization on a January 1 plan year, whether or not you are an ASHHRA member.
If catastrophic claim volatility is on your radar for 2027, the best next step is a short, no-obligation conversation. You can review the overview here.
To explore whether it fits your organization, email me directly at Jeremy.Sadlier@ashhra.org.
To be considered for the 2027 group, let’s start the conversation by August 1.
Learn More
To explore where AP3 may be helpful in the healthcare HR decision journey, we invite you to learn more about the program and the partners currently participating.
